Individualism and Neo-Liberalism
Neo-liberal ideas exert increasing influence on welfare state policies in Europe. Neo-liberalism values individual interaction in free markets. It argues for welfare state cutbacks and greater individual responsibility and stresses the importance of opportunity. This in turn underscores particular themes in public attitudes (deservingness, obligation and choice) and downplays others (solidarity and community).
https://www.researchgate.net/publication/326026212_Individualism_and_Neo-Liberalism