Living in surplus by Seth Godin

https://podcasts.google.com/?feed=aHR0cHM6Ly9yc3MuYWNhc3QuY29tL2FraW1ibw&ep=14&episode=MDU5ZDI0N2UtY2FkNS00ZGQxLWJlOGEtZmRhMjZlOGNjMzE5

Surplus that isn’t invested is surplus wasted